Selasa, 16 Ogos 2011

BLOG - BLOG PARTI DAP

BLOG - BLOG PARTI DAP


Lim Guan Eng

Posted: 16 Aug 2011 01:54 AM PDT

Lim Guan Eng


Tindakan Terhadap Peminjam Tegar Pinjaman Pendidikan Kerajaan Negeri Pulau Pinang

Posted: 15 Aug 2011 11:36 PM PDT

Pinjaman Pendidikan Kerajaan Negeri Pulau Pinang diwujudkan pada tahun 1970 bertujuan untuk memberi pinjaman pendidikan tinggi kepada warganegara Malaysia yang lahir atau menerima sebahagian besar daripada pendidikan mereka di Pulau Pinang. Permohonan pinjaman penuntut boleh dipohon secara online melalui portal Kerajaan Negeri mulai 2 Mei hingga 31 Julai setiap tahun.

Lembaga Biasiswa dan Pinjaman Penuntut Negeri Pulau Pinang dalam mesyuarat bertarikh 15 Ogos 2011 telah meluluskan perkara berikut:
(i) Permohonan baru Pinjaman Penuntut Negeri Pulau Pinang bagi sesi 2011/2012 berjumlah 353 orang seperti dilampiran dengan melibatkan perbelanjaan berjumlah RM1,359,500.00.
(ii) Perbelanjaan tanggungan iaitu bayaran untuk penuntut lama semester 2 sesi 2011/2012 seramai 238 orang yang melibatkan perbelanjaan sebanyak RM472,250.00.

Sehingga 15 Ogos 2011, seramai 6,429 peminjam yang komited dan bertanggungjawab telah menyelesaikan sepenuhnya bayaran balik pinjaman penuntut. Walau bagaimanapun, masih terdapat seramai 1,564 peminjam yang dikategorikan sebagai peminjam tegar dikenal pasti gagal menyelesaikan pinjaman mereka dengan jumlah tunggakan sebanyak RM6,870,806.68. Menurut kamus dewan edisi keempat, tunggakan bermaksud hutang atau ansuran yang belum dijelaskan atau baki hutang yang seharusnya dibayar.

Kegagalan membayar balik pinjaman mengikut jadual yang telah ditetapkan menjejaskan peluang pinjaman kepada peminjam lain di masa hadapan. Wang bayaran balik ini digunakan semula untuk memberi pinjaman kepada penuntut yang akan menyambungkan pengajian ke peringkat Sijil, Diploma, Ijazah, Sarjana dan juga PhD.

Berdasarkan rekod dari tahun 2008 hingga 2011 seramai 31 peminjam telah diluluskan pertukaran pinjaman kepada biasiswa dengan jumlah RM 305,500.00 kerana mendapat prestasi cemerlang dengan Kelas Pertama iaitu CGPA 3.67. Jumlah pertukaran pinjaman adalah seperti berikut :-

Selain itu, Kerajaan Negeri juga prihatin kepada peminjam-peminjam yang menghidap penyakit kritikal dengan memberi pengecualian khas bayaran (dengan permohonan). Sejak tahun 2008 hingga 2011 seramai 6 orang telah diluluskan dengan jumlah RM43,003.03.

Sehubungan itu, saya menyeru agar semua peminjam tegar dan penjamin mereka dapat mengambil tindakan segera untuk menyelesaikan tunggakan pinjaman masing-masing. Kerajaan Negeri memberikan tempoh sehingga 30 September 2011 kepada peminjam tegar yang masih gagal untuk menyelesaikan bayaran pinjaman sebelum tindakan diambil dengan mengiklankan nama mereka beserta penjamin dalam akhbar-akhbar tempatan. Selanjutnya, tindakan undang-undang akan diambil jika peminjam-peminjam tegar berkenaan masih tidak melunaskan pinjaman mereka dalam tempoh masa yang ditetapkan.

Kerajaan Negeri juga mengambil inisiatif untuk memberi pengecualian daripada membayar faedah pinjaman kepada peminjam yang dapat menyelesaikan keseluruhan pinjaman secara sekaligus.

Bagi memudahkan urusan menyemak status pinjaman, peminjam boleh melayari portal Kerajaan Negeri atau terus menghubungi Unit Pinjaman Penuntut di Tingkat 29 KOMTAR di talian 04-6505627/5599/5165/5391.

1) LAPORAN KUTIPAN
Pecahan kutipan mengikut tahun adalah seperti berikut :-

2) LAPORAN TUNGGAKAN
Jumlah tunggakan mengikut jadual seperti berikut :-

3) LAPORAN PERTUKARAN PINJAMAN KE BIASISWA
Berdasarkan rekod dari tahun 2008 hingga 2011 seramai 31 peminjam telah diluluskan pertukaran pinjaman kepada biasiswa dengan jumlah RM 305,500.00 kerana mendapat prestasi cemerlang dengan Kelas Pertama iaitu CGPA 3.67. Jumlah pertukaran pinjaman adalah seperti berikut :-

TINDAKAN PENYELESAIAN
1. Pihak pentadbiran ini sentiasa meningkatkan usaha dalam mengambil tindakan kutipan dan penguatkuasaan ke atas peminjam-peminjam yang gagal menjelaskan bayaran balik pinjaman.

2. Pelbagai cara untuk membuat kutipan balik tunggakan tersebut. Antaranya ialah mengeluarkan notis-notis tunggakan, tindakan undang-undang, paparan nama-nama peminjam dalam poster, iklan di Portal Kerajaan, lawatan ke rumah peminjam, carian alamat melalui Jabatan Pendaftaran Negara (JPN), Jabatan Perkhidmatan Awam (JPA), Suruhanjaya Pilihanraya (SPR), Jabatan Pengangkutan Jalan (JPJ), Kementerian-Kementerian Malaysia dan Jabatan-Jabatan Kerajaan serta menghubungi dan menghantar notis kepada penjamin-penjamin peminjam.

—– Mandarin Translation——

槟州首席部长林冠英于2011年8月16日发表声明:

州政府将采取行动,对付槟州教育贷款的拖欠者。

槟州教育基金于1970年设立,其宗旨是为了提供高等教育贷款给马来西亚公民,或者在槟城完成绝大部分教育的人士。贷款者每年可以在5月2日至7月31日之间,登录州政府的网站申请。

州政府奖学金及贷款局在2011年8月15日的会议上已经通过下列事项:
(i) 槟州政府2011/2012年的新贷款者共353人,涉及的开销达135万9500令吉。
(ii) 而2011/2012年第二期的前贷款者中,238名还欠债不还,涉及的贷款额达47万2250令吉

截至2011年8月15日,高达6429名贷款者已经履行义务、缴清贷款。然而,还有1564名贷款者还被列为"贷款拖欠者",他们共欠下687万806令吉68仙。根据马来文词典KAMUS DEWAN 第四版: Tunggakan 的意思是负债或未缴清的贷款。

这些没有依时间表偿还的贷款,将剥夺未来贷款者的机会。贷款者缴还的贷款都是重新用来借贷给那些想要升学考取证书、文凭、学位、硕士学位或博士学位的学生。

根据2008年到2011年的记录,共有31名贷款者的贷款因考获一等成绩(总积分3.67)而获准转换为奖学金,涉及的款额达30万5500令吉。

此外,州政府也关心那些身患重病的贷款者,免除他们缴还贷款的义务(需申请)。自2008年至2011年,共有6名贷款者获准,涉及款额为4万3003令吉3仙。

我呼吁所有还没有缴还贷款的人士,尽速缴清各自所拖欠的贷款。州政府给予拖欠贷款者的最后通牒是2011年9月30日,之后我们将采取行动,把这些欠款人的名字刊登在本地报章上。如果他们在限定的期限内,还是无法缴清贷款,我们将采取法律行动。

针对那些能够一次过缴清贷款的人士,州政府也免除他们的贷款利息。

为了让大家可以查询借贷状态,贷款者可以查阅州政府的网站,或直接联络光大29楼(电话: 04-6505627/5599/5165/5391)。

1) 已催收贷款
依年分已催收的贷款:-

2) 拖欠的贷款
依年分拖欠的贷款总额:-

3) 由贷款转为奖学金
根据2008年到2011年的记录,共有共有31名贷款者的贷款因考获一等成绩(总积分3.67)而获准转换为奖学金,涉及的款额达30万5500令吉。

转换贷款的总额如下:

州政府对付拖欠者的行动
1. 有关单位一直努力采取行动催收贷款,并对付那些无法缴清贷款的借贷人。
2. 当局采用各种方面催收贷款。包括寄出贷寺款拖欠通知书、法律行动、将拖欠人的名字印在海报上、州政府的网站,上访贷款人的住家、通过国民登记局、选委会、公共服务局、陆路交通局、各部门单位找出贷款人的住址、联络并将通知书寄给贷款人。

Charles Santiago

Posted: 15 Aug 2011 11:44 PM PDT

Charles Santiago


Dimanakah kebenaran? Upacara nyalaan lilin untuk Teoh Beng Hock

Posted: 15 Aug 2011 12:01 AM PDT

Source:Nan Yang San Pau


Lim Kit Siang

Posted: 15 Aug 2011 11:27 PM PDT

Lim Kit Siang


Chinatown land buy: ‘Prasarana abusing law’

Posted: 15 Aug 2011 11:23 PM PDT

By Teoh El Sen | August 16, 2011 Free Malaysia Today PETALING JAYA: Syarikat Prasarana Negara Bhd, a 100% government-owned transport company, is abusing the law for the purposes of profit in making "unnecessary" property acquisitions in Chinatown, the DAP alleged today. DAP publicity chief Tony Pua said the National Land Code 1965 was specifically [...]

Jais acting like Gestapo

Posted: 15 Aug 2011 11:21 PM PDT

By Dr Chen Man Hin, DAP life advisor JAIS should be open minded and not act like a Gestapo arm of Umno. Since when did the constitution allow an organisation to barge into a religious building (church, temple) and boss around in the name protection of Islam? It is the tradition that a religious building [...]

First shocker of Parliamentary Select Committee on electoral reforms

Posted: 15 Aug 2011 08:11 PM PDT

My first reaction yesterday to the announcement by the Prime Minister, Datuk Seri Najib Razak of a parliamentary select committee on electoral reforms is to welcome the proposal as it is a vindication of the 709 Bersih rally for free and fair elections – provided it is a genuine and sincere attempt to clean up [...]

You are no better than a thug

Posted: 15 Aug 2011 06:28 PM PDT

— Azrul Mohd Khalib The Malaysian Insider Aug 16, 2011 AUG 16 — I read with much disappointment and irritation at Senator Mohd Ezam Mohd Nor's behaviour as reported in "Ezam threatens 'jihad' against those proselytising Muslims" (August 12). Malaysians should reject the politics of intimidation, scare mongering and violence which appears to be espoused [...]

PM proposes bipartisan panel for polls reform

Posted: 15 Aug 2011 09:23 AM PDT

Nigel Aw | Aug 15, 11 7:38pm Malaysiakini Prime Minister Najib Abdul Razak announced today that the government will set up a parliamentary select committee to discuss electoral reforms before the next general election. "Recently there have been demands for free and fair elections. The government’s response is that we will propose the setting up [...]

History or Soviet-style propaganda? That is the question

Posted: 15 Aug 2011 04:20 AM PDT

by Andrew Aeria The Malaysian Insider Aug 15, 2011 AUG 15 — If anyone from the Ministry of Education held an honest, open and non-patronising discussion with our secondary schoolchildren on the subject of history as it is presently taught in school, they would discover that a huge majority of students view it as a [...]

MY VOICE FOR NATION

Posted: 15 Aug 2011 01:20 PM PDT

MY VOICE FOR NATION


Question of DAP joining BN to replace MCA does not arise at all

Posted: 15 Aug 2011 06:38 AM PDT

Posted: 14 Aug 2011 06:04 PM PDT

SUARA PERAK

Posted: 15 Aug 2011 11:26 AM PDT

SUARA PERAK


SIDANG DEWAN NEGERI PERAK KE-12

Posted: 15 Aug 2011 12:17 AM PDT

SIDANG DEWAN NEGERI PERAK KE-12

Posted: 14 Aug 2011 11:04 PM PDT

SIDANG DEWAN NEGERI PERAK KE-12

Posted: 14 Aug 2011 10:32 PM PDT

Philosophy Politics Economics

Posted: 15 Aug 2011 09:53 AM PDT

Philosophy Politics Economics


Tajuddin Bailout: Gross Negligence by Najib & Nazri

Posted: 14 Aug 2011 11:43 PM PDT

The Prime Minister Datuk Seri Najib Abdul Razak and Minister in Prime Minister's Department must be warned that they could be sued for gross negligence in the carrying out of their duties by directing Government Linked Comanies (GLCs) to withdraw all civil suits against former MAS Chairman Tan Sri Tajuddin Ramli.

Should the civil suits be withdrawn before a satisfactory settlement is achieved, and if a settlement could not be achieved subsequently, there will no longer be any recourse for these GLCs to reclaim the debts outstanding or damages and compensation from Tajuddin.

This is because they would not be able to continue with the existing suit against Tajuddin once they are withdrawn. At the same time, because the claims were for actions which occurred more than 6 years ago, the GLCs will not be able to initiate new legal actions against Tajuddin as it would be time-barred.

It would mean that Tajuddin will get away scot free without having to pay a single sen for his billions of ringgit in debt as well as any compensation for damages he may have caused to the various GLCs, especially MAS through negligence, abuse or maladministration.

Tajuddin who is well-advised, would have little or no incentive at all to "settle" any of the outstanding sums or claims once the suits are withdrawn. This is unless of course, the intended "settlement" is not with the GLCs but a clandestine "off-site" solution with Najib, as suggested by the latter.

What assurance can Najib or Nazri give to Malaysian tax-payers that their monies will be well-protected and that Tajuddin will indeed pay off the bulk, if not all of his debt to the Government and GLCs? If no assurance can be given, one can only conclude that the Ministers have been reckless and grossly negligent intentionally or otherwise, in decreeing the withdrawal of civil suits against Tajuddin, knowing full well that the latter is in all likelihood going to get away scot free.

If the current Attorney-General is unwilling to consider the above action against the Prime Minister due to the complete lack of independence of the former's office, Najib can be assured that full, open and transparent investigations will be carried out by the Pakatan Rakyat government against his misdeeds should we secure victory in the next General Election. This is to ensure that those who have knowingly and negligently caused losses to the Government's coffers will be held accountable and will not be let off unpunished.

In the meantime, Nazri must immediately withdraw his directive to GLCs to ensure that the rakyat's interest can be fully protected by the respective Board of Directors and the legal advisors they have entrusted with the legal suits.

Tajuddin Bailout: Najib Panders to Billionaire Cronies

Posted: 14 Aug 2011 04:37 PM PDT

The Prime Minister Datuk Seri Najib Abdul Razak's meek attempt to explain the withdrawal of civilian suits against Tan Sri Tajuddin Ramli as an "off-site" solution epitomises the former's complete lack of political will to fight patronage, rent-seeking and cronyism in Malaysia. In fact, the "off-site" solution by Najib suggests some secret rendezvous between the two parties to thrash out a handshake deal by subterfuge.

In his oft-quoted speech to foreign investors at the launch of his landmark New Economic Model (NEM), Najib said that "we can longer tolerate the behaviour of rent-seeking and patronage". However, the crude and blatant attempt to direct all Government Linked Companies (GLCs) to withdraw their multi-billion suits against Tajuddin to reclaim outstanding debts as well as other alleged misendeavours when he was the Chief Executive of Malaysian Airlines System (MAS) leaves a bad taste in the mouth.

The directive proves beyond doubt that Najib is not only failing to live up to his NEM promise, he is doing the complete opposite. The Prime Minister is more than tolerating behaviour of rent-seeking and patronage, he is protecting the richest cronies who have benefited from the largesse handed down by the Barisan Nasional government.

In one of the most outrageous bail outs in Malaysian history, the Malaysian government paid RM1.79 billion to acquire MAS shares belonging to Tajuddin's corporate vehicle at RM8.00 per share despite its market price then being only RM3.62 per share. In addition, gross mismanagement by Tajuddin since 1994 has resulted in MAS suffering billions in losses and was laden with RM9.5 billion in debt.

Despite MAS debts being whittled down via a "asset unbundling" exercise where Penerbangan Malaysia Bhd (PMB) was set up to acquire all MAS aircrafts and their associated debts, MAS never really recovered from Tajuddin's maladministration with its share price today struggling below RM1.80 per share.

The attempt by Najib to withdraw all suits againts Tajuddin, and to even replace all the lawyers independently appointed by the GLCs with a well-known UMNO lawyer smacks of letting Tajuddin getting away scot free.

Is Najib trying to tell us that when the respective GLCs including MAS, Telekom Malaysia, Prokhas (formerly Danaharta), many of which are listed, were poorly advised and did not know what they were doing when they filed their suits against Tajuddin?

Is the Government telling us that the existing panel of appointed lawyers, including some renown names, were wrongly advising the GLCs to claim billions of ringgit in debt and damages from Tajuddin? Were their advice so bad that they must be replaced wholesale by an UMNO lawyer?

Given the billions of ringgit in rakyat's money involved, the Government must be completely transparent in its actions and not sweep everything under the carpet. The public interest in this case is paramount and must be protected at all cost.

Najib must immediately withdraw the directive to GLCs to drop the suits againts Tajuddin because it is improper, an abuse of power and a corrupt practice to protect a billionaire crony. The Government must instead make public the case against Tajuddin to prove the Prime Minister's determination to eradicate rent-seeking behaviour, political patronage and cronyism.

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